MEPCO Bill Installment Procedure: Complete Guide 2023

MEPCO Bill Installment

The surging electricity prices and additional taxes on energy bills have created a lot of financial burden on consumers. Therefore, in such circumstances, paying your monthly electricity bill can become a daunting task for you.

However, WAPDA has provided its customers the facility to pay their monthly electric bills in manageable installments. MEPCO consumers can check their bills online through the official MEPCO website or web portal.

Check Power Bills Online

So, check out this step-by-step MEPCO bill installment procedure to pay your energy bills in small segments without troubling your monthly budget. However, an installment plan is not permitted on the current month’s electricity bill; rather, it applies to the arrears of electric dues.

So, let’s dive into how you can avail of the MEPCO bill installment facility by following a few simple steps!

Rules and Policies for MEPCO Electricity Bill Installments

There are certain rules and policies of MEPCO that you must follow to avail of its bill installment facility. So, read the following guidelines carefully before submitting your request:

  • The bill installment policy is not valid on existing bills; you can only pay the pending dues in portions per the Multan Electric Power Company policy.
  • Billing installments facility is provided only to genuine and deserving consumers who have never defaulted before (minimum of six months).
  • MEPCO consumers can’t avail of this opportunity on their current month’s energy bill.
  • Once the installment plan is approved, the consumer would need to pay both the due payments of each month and the most recent billing amount.
  • If the customer still finds it hard to pay the monthly power bill and installments together, he will not be entitled to more installments by the company.
  • Also, the customer may have to pay the interest according to the current bank’s rate.

Understanding the MEPCO Bill Installment Plan

MEPCO has determined specific thresholds at which consumers can request an installment plan. For example, when the outstanding electricity dues reach Rs. 5000 for a General Service Connection, the Sub-Divisional Officer (SDO) can divide it into 3 equal installments for the customer’s convenience.

If arrears exceed Rs. 50,000, the Executive Engineer, MEPCO (XEN), can divide the outstanding amount into 3 equal installments.

Furthermore, if the outstanding dues surpass Rs. 100,000, the Superintending Engineer (SE) may opt for a division into 4 installments. Similarly, the Chief Executive Officer (CEO) can divide the arrears of Rs. 500,000 into 6 equivalent monthly installments.

This systematic approach ensures the customer’s satisfaction and guarantees the organization’s smooth operation.

How to Apply for MEPCO Installments? Key Steps to Follow

To initiate the billing installment procedure with MEPCO, you need to follow the below-mentioned roadmap:

Contact the Relevant MEPCO Official

As described above, every concerned MEPCO official specifically holds the right to allow specific extension plans to consumers based on the outstanding bill dues. For example, SDO, XEN, SE, and CEO can allow you an installment plan for Rs. 5000, 50,000, 100,000, and 500,000, respectively.

Submit your Installment Request

The applicant should write a formal request for bill installments to the concerned MEPCO authority. The application must include the required essentials, for example, the Customer’s Name, CNIC, Account Number, and Bill Reference Number, as well as the detailed statement regarding your request for the installments.

Application Review Process

After applying, the relevant MEPCO authority will review your application and check your credentials. You will be informed of the acceptance or rejection of your application based on your previous bill payment history and the recent outstanding dues.

Agreement to the Terms and Conditions

Once your application is accepted, the company provides an agreement form specifying the terms, including the number of installments and due dates. Besides that, MEPCO also ensures the consumer that he will not ask for further installments within the due time of bill clearance.

Furthermore, check out the comprehensive MEPCO bill installment plan given below for a better understanding:

Nature of PowerCEOCE/CSDManager Com./OperationDy: M (Op)AMO/AMCS
Installment Plan for a Running ConnectionFull PowerFor Rs. 1.0 Million, twelve monthly  installmentsRs. 200,000 for four equal installmentsRs. 25,000 for 3 divisionsRs. 10,000 for 3 monthly installments
Installments for Disconnected ConnectionsFull-powerFor Rs. 1.0 Million, Six Months of installments Rs 500,000 for three equal installmentsRs. 100,000 for 3 segmentsRs. 20,000 for 3 installments

How to Pay MEPCO Bills in Installments 2023?

Upon the approval of your bill payment installment request by the competent authorities, it is imperative to remain vigilant about the due dates of both your current month’s consumer bill and the installment payments. While MEPCO typically aligns the bill payment date with the recent bill’s due date, slight variation can occur.

So, to mitigate the risk of incurring late payment surcharges, consumers must take proactive steps. Some easy ways are setting up a reminder on your mobile phone or using a reliable bill payment mobile app. This way, you can conveniently get timely bill payment reminders via SMS or Email.

Also, check: How to pay your MEPCO Bill?

Visit your Nearest Banks

Paying bill installments through banks is a secure and reliable process. You can pay your installments as well as bill dues by visiting your nearest bank branches or online via their official apps. MEPCO consumers can clear their dues via the following banks:

  • United Bank Limited (UBL)
  • Faysal Bank (FBL)
  • Muslim Commercial Bank (MCB)
  • JS Bank (JS)
  • Bank Al Habib (HBL)
  • Bank of Punjab (BOP)

Pay Billing Installments Via Mobile Applications

For the utmost convenience of paying your monthly installments and billing dues from the comfort of your home, consider using the Easypaisa and JazzCash mobile applications. These reliable and secure payment gateways enable you to clear your bills with just a few clicks on your smartphone.

How to Pay Installment Amount through Nadra e-Sahulat?

Nadra e-Sahulat offers a convenient and reliable way to pay your monthly bills from anywhere and anytime. It provides secure transactions and 24/7 customer care, which makes the platform more user-friendly and authentic.

To pay your MEPCO bill installment plan and current month’s electric bill via e-Sahulat, add your 14-digit bill reference number mentioned at the top columns of the bill copy. After the clearance of the dues, you will get a payment receipt through email or SMS.


Multan Electric consumers can submit an application to SDO or a relevant official to request an MEPCO bill installment facility. The concerned department will finalize your installment plan, including the monthly dues and installments based on the arrears due in your consumer bill.

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